Request Method :: POST

Description-The agent can wish to cancel the loan based on the criteria decided using the Post API.

URL: https://DomainName/api/v1/loans/{loanId}?command=reject

Headers

---

Content-Type: application/JSON

client_id: To be shared at the time of integration

client_secret: To be shared at the time of integration

Request Body

---

{ "locale": "en", "dateFormat": "dd MMMM yyyy", "rejectedOnDate": "20 September 2011", "note": "Loan rejection reason." }

Response Body

---

{ "officeId": 1, "clientId": 1, "loanId": 1, "resourceId": 1, "changes": { "status": { "id": 500, "code": "loanStatusType.rejected", "value": "Rejected", "pendingApproval": false, "waitingForDisbursal": false, "active": false, "closedObligationsMet": false, "closedWrittenOff": false, "closedRescheduled": false, "closed": false, "overpaid": false }, "locale": "en", "dateFormat": "dd MMMM yyyy", "rejectedOnDate": "20 September 2011", "closedOnDate": "20 September 2011" } }

Get Status of Loan Account by ID

---

Request Method :: GET

Description-Fetch all details of any particular loan by passing entity ID, loan ID/loan account number as input. The response contains the full details related to a loan including outstanding, billed/overdue, and waived-off amounts.

URL: https://DomainName/api/v1/loans/{loanId}

Headers

---

Content-Type: application/JSON

client_id: To be shared at the time of integration

client_secret: To be shared at the time of integration

Response Body

---

{ "id": 1, "accountNo": "000000001", "status": { "id": 300, "code": "loanStatusType.active", "value": "Active", "pendingApproval": false, "waitingForDisbursal": false, "active": true, "closedObligationsMet": false, "closedWrittenOff": false, "closedRescheduled": false, "closed": false, "overpaid": false }, "clientId": 1, "clientName": "Kampala first Client", "clientOfficeId": 2, "loanProductId": 1, "loanProductName": "Kampala Product (with cash accounting)", "loanProductDescription": "Typical Kampala loan product with cash accounting enabled for testing.", "loanPurposeId": 22, "loanPurposeName": "option.HousingImprovement", "loanOfficerId": 2, "loanOfficerName": "LoanOfficer, Kampala", "loanType": { "id": 1, "code": "loanType.individual", "value": "Individual" }, "currency": { "code": "UGX", "name": "Uganda Shilling", "decimalPlaces": 2, "displaySymbol": "USh", "nameCode": "currency.UGX", "displayLabel": "Uganda Shilling (USh)" }, "principal": 1000000, "termFrequency": 12, "termPeriodFrequencyType": { "id": 2, "code": "termFrequency.periodFrequencyType.months", "value": "Months" }, "numberOfRepayments": 12, "repaymentEvery": 1, "repaymentFrequencyType": { "id": 2, "code": "repaymentFrequency.periodFrequencyType.months", "value": "Months" }, "interestRatePerPeriod": 24, "interestRateFrequencyType": { "id": 3, "code": "interestRateFrequency.periodFrequencyType.years", "value": "Per year" }, "annualInterestRate": 24, "amortizationType": { "id": 1, "code": "amortizationType.equal.installments", "value": "Equal installments" }, "interestType": { "id": 1, "code": "interestType.flat", "value": "Flat" }, "interestCalculationPeriodType": { "id": 1, "code": "interestCalculationPeriodType.same.as.repayment.period", "value": "Same as repayment period" }, "transactionProcessingStrategyId": 2, "timeline": { "submittedOnDate": [ 2012, 4, 3 ], "submittedByUsername": "admin", "submittedByFirstname": "App", "submittedByLastname": "Administrator", "approvedOnDate": [ 2012, 4, 3 ], "approvedByUsername": "admin", "approvedByFirstname": "App", "approvedByLastname": "Administrator", "expectedDisbursementDate": [ 2012, 4, 10 ], "actualDisbursementDate": [ 2012, 4, 10 ], "disbursedByUsername": "admin", "disbursedByFirstname": "App", "disbursedByLastname": "Administrator", "expectedMaturityDate": [ 2013, 4, 10 ] }, "summary": { "currency": { "code": "UGX", "name": "Uganda Shilling", "decimalPlaces": 2, "displaySymbol": "USh", "nameCode": "currency.UGX", "displayLabel": "Uganda Shilling (USh)" }, "principalDisbursed": 1000000, "principalPaid": 0, "principalWrittenOff": 0, "principalOutstanding": 1000000, "principalOverdue": 833333.3, "interestCharged": 240000, "interestPaid": 0, "interestWaived": 0, "interestWrittenOff": 0, "interestOutstanding": 240000, "interestOverdue": 200000, "feeChargesCharged": 18000, "feeChargesDueAtDisbursementCharged": 0, "feeChargesPaid": 0, "feeChargesWaived": 0, "feeChargesWrittenOff": 0, "feeChargesOutstanding": 18000, "feeChargesOverdue": 15000, "penaltyChargesCharged": 0, "penaltyChargesPaid": 0, "penaltyChargesWaived": 0, "penaltyChargesWrittenOff": 0, "penaltyChargesOutstanding": 0, "penaltyChargesOverdue": 0, "totalExpectedRepayment": 1258000, "totalRepayment": 0, "totalExpectedCostOfLoan": 258000, "totalCostOfLoan": 0, "totalWaived": 0, "totalWrittenOff": 0, "totalOutstanding": 1258000, "totalOverdue": 1048333.3, "overdueSinceDate": [ 2012, 5, 10 ], "linkedAccount":{ "id":1, "accountNo":"000000001" }, "disbursementDetails":[{"id":71,"expectedDisbursementDate": [2013,11,1],"principal":22000.000000,"approvedPrincipal":22000.000000}], "fixedEmiAmount":1100.000000, "maxOutstandingLoanBalance":35000, "canDisburse":false, "emiAmountVariations": [], "inArrears": true, "isNPA":false, "overdueCharges": [ { "id": 20, "name": "overdraft penality", "active": true, "penalty": true, "currency": { "code": "USD", "name": "US Dollar", "decimalPlaces": 2, "displaySymbol": "$", "nameCode": "currency.USD", "displayLabel": "US Dollar ($)" }, "amount": 3.000000, "chargeTimeType": { "id": 9, "code": "chargeTimeType.overdueInstallment", "value": "overdue fees" }, "chargeAppliesTo": { "id": 1, "code": "chargeAppliesTo.loan", "value": "Loan" }, "chargeCalculationType": { "id": 2, "code": "chargeCalculationType.percent.of.amount", "value": "% Amount" }, "chargePaymentMode": { "id": 0, "code": "chargepaymentmode.regular", "value": "Regular" }, "feeInterval": 2, "feeFrequency": { "id": 1, "code": "feeFrequencyperiodFrequencyType.weeks", "value": "Weeks" } } ] } }