Introduction

Welcome to iServeU API documentation section. The API document samples provided here are effective resources to help end users understand, and successfully work with the APIs. During the API integration process, this information makes it easy to understand and also provides clarity on the products.

UPI:

Unified Payments Interface (UPI) API documentation provides clear instructions on integrating the APIs into the applications. This document offers platform-oriented integration steps for web, mobile, and backend systems and facilitates for integration of UPI payment functionalities into financial applications with the standardized framework.

Payout:

A payout is the process of transferring funds from a business to a recipient, such as a vendor, employee, customer, or partner. Payouts are a key part of fulfilling financial obligations and are important for maintaining healthy cash flow. The API documentation provides detailed information about dual payment modes i.e. IMPS and NEFT.

Penny Drop:

Penny drop API is a bank account verification method that uses a small deposit to confirm a user's banking details. It can be used by businesses to verify the legitimacy of a customer's account, and is often used during onboarding or when account details change. Our API Document provides detailed information about data integrity and security ensuring smooth functioning of account validation workflows.

IMPS Lite:

The IMPS Lite APIs are used for Domestic Money Transfer (DMT), allowing instant money transfers, beneficiary verification, transaction status service, and transaction enquiry anytime and anywhere. These APIs offer customers a simple, secure, and instant way to send money.

AePS:

The Aadhaar Enabled Payment System (AePS) is a payment service that enables bank customers to access their Aadhaar-enabled bank accounts and carry out standard banking operations like balance inquiries, cash withdrawals, cash deposit and mini statement through a Business Correspondent by using their Aadhaar as their identity. An interoperable network that enables real-time online biometric UIDAI authentication for use in basic banking transactions. Our specially tailored APIs enables proper utilization of the features of AePS.

Micro ATM (mATM):

Micro ATMs can be an effective tool to promote financial inclusion and expand the reach of banking services to unbanked or underbanked areas. Our documentation will help users to have direct integration of APIs as well as SDKs to perform banking services like Cash Withdrawal and Balance Enquiry.

PoS:

Point-of-Sale (PoS) SDK documentation is an important resource for developers and businesses integrating PoS systems into their applications or workflows. The documentation includes clear instructions about simple integration process of SDK into existing applications. 

Sound Box API:

The Sound Box API enables the use of a small portable speaker that is internally linked to the mobile device via software. When your mobile network is connected to the internet and someone credits you for the products or services you purchased, an audio notice on the speaker will notify you that the money has been received.

Agent Onboarding:

Our Agent On-boarding API is designed to facilitate the onboarding process for agents or representatives, typically within the customer service or support context. This API can be used to automate and streamline the process of adding new agents to a system, providing them with the necessary tools, permissions, and resources to start interacting with customers or clients effectively.

LMS:

Loan Management System (LMS) API enables businesses to integrate loan processing, loan management, and tracking functionalities into their platforms. It manages customer data, loan applications, repayment schedules, and more.